EscrowSurvey.comAn eCorp Venture 1 Guest0

Money · Guess the stat

How well do you know escrow?

Guess the real numbers behind escrow accounts and home closings, see how everyone else guessed, and get the source.

Guess the statOne tap · see how everyone guessed

Under federal rules, a servicer's regular monthly escrow charge can be up to what fraction of the year's expected escrow bills?

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Today's round

  • 4 stats to guess
  • 1 opinion poll
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Guess, see the crowd, get the real number. One ranked attempt per day.

Escrow by the numbers

Real figures with their sources. All Escrow facts →

at least three business days

At least how long before closing must a lender give you the Closing Disclosure for a mortgage?

The window lets buyers compare final terms and costs against the Loan Estimate they got earlier.

Source: CFPB, What is a Closing Disclosure? (2023) consumerfinance.gov

$50

If an annual escrow analysis finds a surplus of at least how much, the servicer must refund it within 30 days?

For surpluses under $50, the servicer can refund the money or credit it toward next year's escrow payments.

Source: CFPB, Regulation X § 1024.17 (Escrow accounts) consumerfinance.gov

less than 80%

To cancel a higher-priced mortgage's escrow account, the unpaid principal must be below what share of the home's original value?

The request also can't be granted until at least five years after the loan was consummated.

Source: CFPB, Regulation Z § 1026.35 (Higher-priced mortgage loans) consumerfinance.gov

What people think about mortgage and real estate escrow

Vote to see the live results. All polls →

Would you rather pay taxes and insurance through escrow or on your own?

1 vote so far · vote to see results

What's the most stressful part of closing on a home?

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How closely do you read your annual escrow statement?

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Questions

How does EscrowSurvey.com work?

Each question asks you to guess a real number about mortgage and real estate escrow. After you answer you see how everyone else guessed, then the real figure and where it comes from.

How is the daily round scored?

Four stats and one opinion poll. A correct guess earns 100 points plus up to 50 for speed, with a combo bonus for answers in a row. The range next to the right answer earns 40. Opinion polls earn 25 for having your say, and nailing every stat adds 150.

Where do the numbers come from?

Every stat links to its source, such as government statistics agencies, research organizations and industry groups. Figures are checked against the source before they go live.

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